(502) 555-0156 ◇ Louisville, KY
odessa.merriweather@example.com ◇ linkedin.com/in/odessa-merriweather ◇ odessamerriweather.com
Enterprise risk manager with 11 years in banking risk and audit, currently leading enterprise risk management for a regional bank with $14B in assets and 2,800 employees. Built a risk appetite framework with 32 board-approved limits, cut overdue issue remediation from 64 items to 9, and led the bank through 2 regulatory exams with 0 risk management findings. Helps business leaders take the right risks with clear eyes.
Coursework in Financial Risk Management, Banking, Econometrics, and Corporate Governance.
Holds a B.S. in Accounting from Ohio River Line University (2013).
- Lead enterprise risk for a $14B bank with 2,800 employees and a risk team of 7.
- Built a risk appetite framework with 32 board-approved limits and monthly key risk indicator reports.
- Cut overdue issue remediation items from 64 to 9 and led 2 regulatory exams with 0 risk findings.
- Ran risk and control self-assessments for 18 business units covering about 600 key controls.
- Cut operational losses 38% in 3 years by fixing control gaps in wire transfers and account opening.
- Built a third-party risk programme covering 240 vendors, tiered by criticality.
- Completed about 14 audits a year across lending, deposits, and technology.
- Reported 85 findings with a 96% agreement rate from business management.
- Built data analytics tests in SQL that covered full populations on 6 audits instead of samples.
Risk Appetite Framework. Worked with the chief risk officer and 9 executives to set appetite statements and 32 limits across credit, liquidity, operational, and compliance risk, with a monthly dashboard to the board risk committee, which was approved by the board and cited as strong in the next regulatory exam.
Issue Remediation Clean-Up. Set up a single issue tracker in Archer with owners, due dates, and monthly executive reviews for 140 open issues, which cut overdue items from 64 to 9 in 12 months.
Wire Transfer Control Redesign. Mapped the wire transfer process with operations and found 5 control gaps, adding call-back checks and dual approval, which cut wire fraud losses by about $1.1M a year.
- Member of a risk management association chapter, serving on its programme committee.
- Volunteer treasurer for a youth arts nonprofit with a budget of about $900,000 a year.
- Guest speaker on bank risk careers at a university finance class 2 times a year.
- Lead a risk team of 7 analysts and managers, with 2 promoted to manager since 2021.
- Present the enterprise risk report to the board risk committee every quarter.
- Chair the operational risk committee of 12 business and control leaders.

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